Loveland Protestant Reformed Church

709 East 57th Street; Loveland, CO 80538

Services: 9:30 a.m. and 6:00 p.m. (7:00 p.m. June through August)

Vol. 5, No. 2               Pastor: Rev. G. Van Baren                    Phone: (970) 667-9481

Homepage on Internet: http://www.prca.org

Contents:
Regeneration
Remission of Sins On Earth and In Heaven (2)
Should Christians Insure?


Regeneration

         We begin our study of the "Order of Salvation" by looking at regeneration.  Since regeneration means "rebirth," we believe that it describes the beginning our new life as Christians and ought to be first in the "Order of Salvation."

         In describing this first work of grace as a rebirth Scripture is emphasizing the truth that it is wholly a work of God, done without our aid - even without our first being aware of it.  No more than a new-born infant has anything to do with its birth into the world do we with our rebirth into the new world.

         In fact, Scripture does not just imply this, but plainly teaches it (Jn. 1:13): "Which were born, not of blood, nor of the will of the flesh, nor of the will of man, but of God."  Note the fact that neither the sinful will (the will of the flesh) nor human will-power in any sense (the will of man) has anything to do with this rebirth.

         Without this first work of grace no one can even see the kingdom of God (Jn. 3:3).  Jesus does not say "no one will," but "no one can."  It is as impossible for the unregenerate sinner to have anything to do with the kingdom of God as it is for the fish of the sea to live on the dry land.

         Scripture, however, not only describes this first work of grace as a rebirth, but as the gift of a new heart (Ez. 36:25ff.), a circumcising of the heart, i.e., a cutting away of sin in the heart (Col. 2:12-13), a baptism, i.e., a washing away of sin (Tit. 3:5), a spiritual quickening or making alive, i.e., a resurrection from spiritual death (Eph. 2:1), a new creation in Christ Jesus (Eph. 2:10), and a translation from the kingdom of darkness to the kingdom of His dear Son (Col. 1:13).

         Each of these descriptions reminds us both that this is a sovereign work of the Almighty (who else can raise the dead and create things?) and that it is wonderful!  As one of the Reformed creeds says, "It is evidently a supernatural work, most powerful, and at the same time most delightful, astonishing, mysterious, and ineffable (incomprehensible); not inferior in efficacy (causative power) to creation, or the resurrection from the dead" (Canons of Dordt, III, IV, 12 - free copy on request).

         Perhaps the most wonderful description of regeneration, however, tells us that it is the gift of Christ to the a lost sinner (Gal. 2:20, Col. 1:27).  That new life which is given us in regeneration is the new, resurrection life of Christ Himself! a life that cannot die again (Jn. 11:25-26).

         But the new life is just that.  One who has it cannot possibly continue to behave and speak like one who is spiritually dead.  Death only lies there and rots, but life breathes and moves and speaks.  We must, therefore, in spite of the continued presence of sin and of the old nature "reckon ourselves to be alive unto God through Jesus Christ our Lord" and yield ourselves unto God as those who are alive from the dead" (Rom. 6:11-13).

         Do you?                                                Rev. R. Hanko


Remission Of Sins On Earth and In Heaven (2)

         Whose soever sins ye remit, they are remitted unto them; and whose soever sins ye retain, they are retained.  John 20:23

         In the last article we began an explanation of this verse.  We called attention to the fact that the same idea as is contained in this vs. is also found in Mt. 16:19 and Mt. 18:18.  Our readers are asked to consult these two passages from Matthew.

         We also pointed out that all three passages speak of Christian discipline, which discipline is, along with the preaching of the gospel and the administration of the sacraments, a mark of the true church of Christ to distinguish her from the false church.

         But Christian discipline is not only a mark of the true church; it is the church's calling, her marching orders, given her by Christ her Head.

         In giving the command to exercise discipline to the apostles, Christ gave this command to the entire new dispensational church, for the church is built upon the foundation of the apostles (Eph. 2:20).

         The passages in Matthew speak of binding and loosing; and tell us that the binding and loosing which is done on earth is also done in heaven: "Whatsoever thou shalt bind on earth, shall be bound in heaven . . . ."

         We may well ask the question: What specifically is meant by "binding and loosing?"  The Scriptures give us the answer in the vs. quoted at the top of this article, John 20:23.  It is the power to remit sins and "retain" sins.  Or, to put this in language more common among us, it is the power to forgive sins or not to forgive sins.

         This is the power given to the apostles and to the church.

         Christian discipline is the spiritual power to forgive sins or to withhold forgiveness.

         We ought to pause here a moment to notice a couple of elements about this which, while not specifically mentioned in the text, are taught in other parts of Scripture.

         In the first place, this whole matter has to do, as we said, with Christian discipline.  And discipline is exercised upon those who, in the congregation, commit gross sin which is an offense to the church and which will, if unconfessed, bring God's judgment upon the church.

         In the second place, as the elders admonish and instruct such a sinner, their goal is to lead the sinner to repentance and confession.  The words of Jesus to the apostles refer to forgiving sin and not forgiving sin upon confession, or lack of it.

         The confessing and penitent sinner is forgiven by the church; the impenitent sinner is not forgiven.  The confessing and penitent sinner is taken back into the life and fellowship of the church.  The impenitent sinner is put out of the church.  In this way the gates are opened and closed.

         To the church, therefore, is given the authority to forgive sin and to refuse to forgive sin.  And that authority to forgive or not to forgive is done also in heaven. 

         This is the meaning of Jesus' Word.

         But now we come to the great question: Is not this exactly what Rome teaches?  Does not Rome claim to itself a power to forgive sins which belongs to Christ alone?  Is not this an arrogant assumption on Rome's part?  And now, you say, that this is what Scripture teaches after all?

         We must answer this question.

         And we ought to answer it first of all by pointing out that Rome did not always hold to its present position.  In the earlier history of the church in the new dispensation the church pronounced forgiveness of sins (or no forgiveness) in the name of Christ and as the mouthpiece of Christ.  It was a pronouncement of what Christ Himself did.

         But as Rome grew in power and gathered to itself more and more authority which it had no right to claim, it also changed this whole idea so that it claimed the judicial right to forgive sins.  It was not only declaratory but judicial.  That is, Rome claimed that as a church it could and did forgive sins.

         In this way Rome claims to itself what belongs only to Christ.

                                         * * * *

         But we shall have to finish this discussion in the next issue.

         Our readers will bear patiently with us in a rather lengthy discussion of the matter because it is of such vital importance.    Prof. H. Hanko


Should Christians Insure?

           The question for this issue: "Should Christians insure?  If so, is all insurance right, or just third party, or should Christians only insure what they have a legal duty to?"

         This is a question that we have dealt with personally.  We know fellow believers who insist that insurance is wrong, either in all forms or some.  And, we ourselves have come to different convictions on this matter, having once believed that some forms of insurance at least were wrong for a Christian.

         We would not now condemn insurance for several reasons.  First, it is not something that the Word of God explicitly condemns.  Second, it is difficult to see how one can condemn insurance without falling into a kind of fatalism that rejects God's sovereign use of means in all areas of our lives.

         Fatalism is a wrong emphasis on God's sovereignty that leads to passivity and indifference and a refusal to recognize our responsibility.  Believing that God controls everything, the fatalist then makes no effort to preserve his own health and safety, to labor diligently in the calling God has given him, or to use the means God provides for the preservation of life and health.  He takes the attitude, "what happens, happens."

         We know the arguments against insurance.  Its opponents say that it is a denial of God's providence (i.e., that He controls and governs all things), and that it destroys our trust in God by directing our trust elsewhere.  With these arguments we do not agree.

         We would add, however, that we do not condemn those who refuse to purchase insurance where the law does not require it.  There certainly is nothing in Scripture requiring us to have it.  Nevertheless the arguments against third-party insurance or legally required automobile insurance are the same as for any other kind.

         If it is wrong to make provision for various emergencies by way of purchasing insurance, certainly, then, it is also wrong to make provision for one's health by being inoculated and by making use of doctors and medicine, or to make provision for the future by saving one's money, something Scripture recommends (Prov. 6:6-8, 10:5, etc.).

         In fact, many of the Christians we know who oppose insurance also oppose inoculations, and some will not make use of doctors or medicines.  This, we believe, is  fatalism in that it denies God's use of means in our daily life, and our responsibility to make use of available means for the preservation of life, health and prosperity.

         Even in salvation God makes use of means, especially the preaching of the gospel (Rom. 1:16, 10:17, I Cor. 1:21).  The sovereignty of God in salvation does not destroy our responsibility to use the gospel or allow us to despise it as the means of salvation.  Indeed, it is God's sovereignty that establishes the use of means, both in salvation and in daily life.

         Thus, as long as Scripture does not explicitly forbid insurance, we too, refuse to condemn it.  We would only warn, as with so many other things, that we must not put our trust in insurance policies (or in anything else), but in the living God Himself who giveth us richly all things to enjoy.  And if we are inclined to trust in things, whether insurance policies or otherwise, then we must understand that the evil is not in the thing, but in our own hearts, and needs to be dealt with there, through prayer and repentance before God.                            Rev. Ronald Hanko


       We have a new supply of a pamphlet which has proved very helpful and instructive to many—especially in their confrontation with the Arminian.  It is titled: “The Bondage of the Will” by Rev. Steven Houck.  A free copy can be obtained by writing to us at Loveland Protestant Reformed Church.


          We would also solicit from you additional addresses of those who might desire to receive these leaflets.  We send many out by regular mail—but also we have an e-mail list of recipients.